PRIVATE WEALTH MANAGEMENT AND FAMILY OFFICE
PFS Investment and Portfolio Management
Wealth and Investment Management that is Uniquely Right for You.
Each client’s personalized PFS investment portfolio is customized and tailored to satisfy numerous requirements, including risk tolerance, goals, priorities, preferences, investment experience, projected returns, timing for availability of funds, cashflow needs, market conditions and risk-return balance, among other parameters.
PERSONALIZED INVESTMENT PORTFOLIOS
Each client’s personalized PFS investment portfolio is constructed from the applicable Sub-portfolios listed below.
Rebalancing will take place as needed with the goal to deliver desirable performance as well as adapt to changing client requirements over time.
Exchange Traded Funds (ETFs) and indexed mutual funds are low-cost and tax-efficient investment vehicles and are utilized widely in our portfolio construction, along with individual securities such as stocks and bonds.
Separately managed accounts may be utilized where beneficial for projected performance enhancement and risk management via strategies that are not adequately offered in an ETF format.
Limited Liquidity Sub-portfolio consists primarily of alternative investment private funds and partnerships.
PERSONAL FINANCIAL STRATEGIES
PFS client portfolios are managed solely for each client’s individual benefit. We manage portfolios primarily on a fee-basis to eliminate commissions. However, certain investments which might be most beneficial for the client are either only offered on a commission basis or are more advantageous for the client to be managed on a commission basis. Typically, this includes annuities and business development companies.
Unlike other portfolio managers who tend to define their portfolios in terms of only outcomes they are seeking or assets they invest in, we also define our sub-portfolios based on the target risk level for each. The goals for each client are funded by working with them to determine their individual risk parameters. We also recommend that our clients have a minimum of one year’s living expenses in cash bank accounts.
IF YOU HAVE FURTHER QUESTIONS ON PRIVATE WEALTH MANAGEMENT