Strategy Session


Strategy Session

Discover Hidden Weaknesses in Your Retirement Plans.
Call 847.268.3670 for a No-Obligation Strategy Session.

Your strategy session is about you and your specific concerns and questions. You will come out of it with valuable insights, understanding and a path of action. You can select which topics you want to talk about. Here are examples of topics we’ve found to be of great interest, from our hundreds of strategy sessions.

Identify What May Be Missing From Your Retirement Portfolio

Learn what may be missing from what you are currently doing that can result in you or your spouse outliving your money. Get informed about investment strategies to help manage your retirement portfolio.

Managing Retirement

  • Quantify your potential retirement gaps.
  • Explore specific retirement distribution strategies to help you prepare for retirement.
  • Learn if you could benefit from investments other than stocks, bonds and mutual funds.
  • Discover tax-efficient ways to distribute retirement income.
  • Learn why the accounts used to accumulate for retirement may not be the accounts to own during retirement.
  • Explore retirement income options and considerations, including annuities and other reliable tools.
  • Run your current portfolio positions through sophisticated scenario and probability measurement tools to discover allocations you may want to rethink.


  • Find out what any upcoming changes in the law or tax rates mean to you and your plan revisions.
  • Discover important actions and acid tests to run on your company’s pension plan.
  • Discover which of your assets may be problematic for retirement usage.
  • Anticipate predictable emergencies and define strategies to counteract them.
  • Discover strategies to withdraw funds from your various assets for retirement to potentially lower income taxes.
  • Discuss how taxation on your unrealized gains affect may your plan, and what steps should be taken to attempt to minimize impact?
  • Discover which gifting or college student funding you may be doing could be restructured to take advantage of tax laws.

Legacy and Inheritance (Interspousal and Intergenerational Estate Planning)

  • Are pensions certain to go where intended, and has your intended beneficiary designation been confirmed in writing?
  • Have pension elections been updated and verified, and do they make sense now?
  • Are trust assets correctly transferred to your trust and properly recorded?
  • Is life insurance optimally structured in terms of beneficiary designations, taxation and wise control over benefit distributions?
  • Will your legacy perform as you intend? Have you protected your children from being disinherited and protected your assets from accidentally benefiting unintended beneficiaries?
  • What role will gift or inheritance taxes play as your plans unfold?

This is clearly an ambitious session we have planned for you. In order to make the most of it, there are a few more things you need to know.

First, let me be clear that this strategy session is entirely about serving you and giving you value. If you don’t ask, you won’t even get an invitation or proposal of services, because this is not a sales interview.

We are, of course, a financial planning service enterprise, and we make our money from taking on responsibilities our clients ask us to take on. History tells us some of the people we perform these strategy sessions for will happen to want and need our services, which is great. What this means to you is it is perfectly OK to take us up on our session and extract every iota of value you can from it. We want you to drain our brains! Then feel free to go home and digest all you learned and put it to work.

We know we will win, too, because some folks will demand we move into some conversation about engaging us. Also, many folks have such a pleasant experience, they tell their friends to contact us to take one of our classes.

Other folks end up coming to us later, when some event happens that creates a pressing need to talk to us. We take a long-term perspective in nourishing our relationships with our clients and friends, so you can completely relax about this strategy session.

Second, people wonder what to bring with them. You can walk in empty handed, and we are happy to have a structured conversation with you, but you are likely to wish you had some specifics at your fingertips. The empty-handed approach is for people who want to sound out some concerns they’ve been wondering about and want to keep the discussion more generalized. This is fine, but if you want to extract the most possible value from this, we recommend you bring in some or all of the following:

  • Portfolio Statements
  • Wills or Trusts
  • Tax Returns

Third, sometimes only one spouse wants to come in. We’ve found it more beneficial for both parties to be involved, except in extraordinary situations. If you feel a need to come in alone, please call me so we can discuss it.

Fourth, we ask you to come to our offices for the meeting. There, I have at my fingertips professionals in the many areas our discipline demands, as well as reference materials, tools and a very comfortable conference room. Our office is easy to find, and there is ample parking.

So, here’s what I invite you to do now.

Pull out your calendar with your spouse, and call us or send an email to schedule a time to come and see us. Please take action on this today to help us manage our booking schedule and resource allocation.

I really look forward to seeing you again, and you can rely on my promise to make this an important milestone advancing you toward your goals.

Warmest regards,
Les Goldstein