Educational Seminars & Client Events


  • Thu
    20
    Feb
    2020
    8:30 AM - 9:30 AMSilver's Bar & Grill 104 Euclid Ave. Park Ridge, IL 60068

     

    MORE EVENT DETAILS ON REGISTRATION PAGE

     

    The "Setting Every Community Up for Retirement Enhancement Act" (S.E.C.U.R.E. Act) has the potential to be one of the most impacting changes to the world of Financial Planning in the last two decades. It changes laws that relate to Retirement Account Contributions, Taxation, Inheritance, Income planning, RMD Requirements, and Charitable Donations. These complex revisions might possibly lead to further shifts in the treatment of IRAs and 401(k)s - influencing the future of Retirement Planning in as of yet unseen ways.

    We are most concerned about The SECURE Act's changes to inherited IRAs (including Roths) which could ruin your chances at leaving a Legacy for your children and grandchildren. The same concern also applies to any IRAs you might soon inherit from your family, which could potentially make a  huge tax impact on financial plans just like yours for decades to come.

    Fortunately, we believe that there are clear solutions to the challenges presented by The SECURE Act - but they must be implemented  proactively. We don't want you to be caught off-guard by changing laws or missed opportunities. This February 20th breakfast lecture will cover the key impacts of The SECURE Act and how you can adjust your financial plan to either avoid them, or even use some of these changes to your advantage.

  • Thu
    19
    Mar
    2020
    8:30 AM - 9:30 AMSilver's Bar & Grill 104 Euclid Ave. Park Ridge, IL 60068

     

    MORE EVENT DETAILS ON REGISTRATION PAGE

     

    Problematic taxes result can from the legally-forced spend-down of inherited IRAs - Required Minimum Distributions (RMDs). While there are a handful of strategies, that can reduce RMDs most revolve around donating IRA money to a qualified charity, gradual Roth conversions (a solution that is sometimes "too little too late".), or even delaying your own retirement.

    Enter the Qualified Longevity Annuity Contract (QLAC).  These game-changing products can allow you to defer distribution of a certain sum inside a Traditional IRA. The amount you set aside becomes immediately exempt from calculations of your current RMDs. The removed IRA funds then become the basis of an insured income stream that can be deferred all the way to age 85, if needed. This is potentially a powerful tool if used properly, especially by those who have to deal with unplanned large RMDs! To learn about the QLACs' power of flexibility in tax and income planning, please join us for breakfast on March 19th.

  • Tue
    14
    Apr
    2020
    1:00 pmhttps://www.gotomeet.me/personalfinancialstrats

    Focused on Covered Call Writing for stock market growth potential, current income and downside risk reduction,  as offered through Capital Wealth Planning, LLC (CWP), a third party money manager that we have had the pleasure of working very closing with. CWP's flagship strategy is designed to increase the income generated from a "blue-chip" common stock portfolio while taking steps to reduce risk at the same time. Other benefits include daily valuation and daily liquidity. All of our clients' CWP accounts are held at Charles Schwab and Company, so that trades are executed at low ticket costs.

    Our presenter will be Kevin Simpson, CEO of Capital Wealth Planning. Tuesday April 14. 1:00 pm.

    Hosted Online In The PFS Virtual Meeting Room -

    You can always join our web meetings at the address below
    Accessible from any computer, tablet or smartphone.

    https://www.gotomeet.me/personalfinancialstrats

    You can also dial in using your phone, for audio-only.
    United States: +1 (646) 749-3122
    Access Code: 308-086-781 (followed by #)

  • Thu
    15
    Oct
    2020
    4:00 PM, 5:00 PMPFS Webcast - Online Event

    The world has changed, very quickly - and few people truly understand the scope of it. "Irrational" events in the Stock market are given frequent press, but not enough is being said about how private investors can be prepared for them. Tune into our LIVE webcast this Thursday October 15 at 4:00 PM and let us equip you with the resources you need to make smart, calm, big-picture financial decisions and protect your nest egg against the seen and unseen obstacles of these challenging times. Hosted by Les Goldstein, Founder and President of of PFS Wealth Management and Rob Geller, Chief Portfolio Strategist and VP.

    With conflict and uncertainty reaching well beyond the realm of the stock market, we want to help give families the most powerful and effective advice we that we can to keep you on-track with your retirement goals. We believe this is the time for families like you to start asking critical questions about your portfolio, both of yourselves and your financial advisors:

    1. "How much more risk have these changes made my current retirement portfolio assume?"
    2. If the market returns to a "new normal" that is different from what I've come to expect, will I be comfortable allowing my ideas about investing to evolve? What new strategies might work to better protect my portfolio?
    3. In a world of loud opinions and polarization, what are the least-biased sources of investment data or trustworthy analytical institutions? What resources does my financial advisor use when making investment decisions on my behalf?

    We will share what we are doing now in the world of investment portfolio management - striving to protect capital and “play defense” when needed. Our active management strategy has been shaped and re-shaped by over 3 decades of experience in meeting our clients' income needs regardless of all the economic "curveballs" that history has thrown. Yes, these are absolutely challenging times, but PFS wants to remind our clients that the sky isn't falling! History should continue to teach us that in times like these, cooler heads and determined characters will be be ones most likely to prevail .